Products & services

Digital value transfer, B2B and B2C.

Sell recharge, gift cards, PINs and eSIMs to your customers — and run the whole operation on rails built for it. Take everything or start with one product.

B2C services

The digital value your customers buy — online, at the counter or over USSD — sold under your brand and settled on your wallet.

Mobile recharge & data

Top up any phone in 150+ countries — airtime and data bundles, operator detected from the number, delivered in seconds.

  • International and domestic recharge from one checkout.
  • Operator and country detected automatically — no dropdowns to get wrong.
  • Fixed and open-range amounts, delivered to the operator in seconds.

Digital gift cards

Gift cards from global and regional brands, delivered instantly as a code — sold online, in shops or by API.

  • Instant code delivery — nothing shipped, nothing stocked.
  • Global and regional brand catalog, priced in your currency.
  • Each sale settles on your wallet like every other product.

PIN vouchers

Prepaid PINs your customers redeem for airtime, games or services — printed at the till or sent to a phone.

  • Codes generated at sale — print on a receipt or send by message.
  • Redeemable balances tracked until used.
  • Ideal for cash-first retail counters.

eSIM data packs

Travel and local eSIMs delivered as a QR code — connectivity sold with zero physical inventory.

  • Instant QR delivery after payment.
  • Regional and global data packs for travellers and locals.
  • No plastic, no logistics — pure digital margin.

USSD services

The same products over a USSD menu — recharge and balance journeys for feature-phone and low-connectivity markets.

Partner programme
  • Menu-driven recharge without a smartphone or data connection.
  • Balance enquiry and confirmation flows over the same channel.
  • Runs alongside web and shop channels on one ledger.
B2B services

The platform your business runs on — network, money movement, brand and back office.

Distribution network

Run distributors and retailers under one account — each level with its own catalog, prices and balances.

  • Distributors onboard and manage their own retailers.
  • Catalog, pricing and margins scoped per level of the hierarchy.
  • Every party sees only its own customers, rates and reports.

Wallets & credit

Prepaid wallets, advance credit and receivables tracking — move money down the chain without spreadsheets.

  • Append-only ledger — every movement posted, nothing overwritten.
  • Advance credit to downstream partners with outstanding tracked automatically.
  • Payments split against outstanding receivables, remainder credited as balance.

White-label storefronts

Your partners sell under their own name — their domain, logo and colours on your rails.

  • Custom domains with per-tenant themes and logos.
  • Branded statements, receipts and email notifications.
  • Nothing on screen names the underlying platform.

Reporting & settlement

Statements of account, daily summaries and balance histories — built for month-end, not marketing.

  • Statement of account with opening balance, per-entry lines and closing balance.
  • Daily summaries by market with success, failure and refund buckets.
  • Retailer performance and balance-history reports, export-ready.

Bulk onboarding & staff roles

Onboard retailers by CSV, map sales-rep territories and give staff scoped logins.

  • CSV retailer import with dry-run validation before anything is created.
  • Sales representatives mapped to retailer portfolios for field reporting.
  • Role-based sub-user logins — finance, support, operator — with per-permission overrides.

Become a provider

Bring your own supply — plug in as a provider and sell your inventory B2B through the PayConnekt network.

Partner programme
  • Connect your stock of airtime, PINs, gift cards or eSIMs to the platform.
  • Reach the whole distribution network as a supply-side partner.
  • Settlement on prefund or postpay terms, reconciled per module.
Get started

Tell us what you want to sell — we'll set up the rest.

Recharge, gift cards, PINs, eSIMs — pick your catalog and markets, we'll map them to the platform.