Digital transaction rails

Airtime, PINs, gift cards and eSIMs — delivered across borders.

PayConnekt sends digital value from any country to the beneficiary's operator in seconds, through distributor networks on audited, double-entry ledgers — every send, sale and settlement accounted for.

Cross-border deliveryLive corridors
  • GBAirtime bundleKE2.1 s
  • USGift cardPH1.4 s
  • AEeSIM dataIN2.8 s
  • DEPIN voucherNG1.9 s

Prepaid value delivered to the beneficiary's operator in seconds — settled on your ledger.

Products
Airtime · PINs · Gift cards · eSIMs
Distribution
Three-level hierarchy
Channels
Shops · Web · USSD
Brand
White-label ready
The rail in action

Number in. Value delivered.

The whole service in four steps — the same flow your retailers, website and USSD menus run on.

Send recharge
Mobile number+254 712 480 093
Safaricom · Kenya
  1. 1Enter the mobile numberOperator and country detected automatically from the number.
  2. 2Pick the productAirtime, data, PINs, gift cards or eSIMs — priced in your currency.
  3. 3Pay in one tapFrom wallet balance or advance credit — idempotent, no double sends.
  4. 4Delivered & redeemedValue lands at the operator in seconds; PINs come with a redeem code.
Products & services

Everything you need to sell digital value.

Recharge, gift cards, PINs and eSIMs for your customers — and the distribution platform your business runs them on.

Mobile recharge & data

Top up any phone in 150+ countries — airtime and data bundles, operator detected from the number, delivered in seconds.

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Digital gift cards

Gift cards from global and regional brands, delivered instantly as a code — sold online, in shops or by API.

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PIN vouchers

Prepaid PINs your customers redeem for airtime, games or services — printed at the till or sent to a phone.

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eSIM data packs

Travel and local eSIMs delivered as a QR code — connectivity sold with zero physical inventory.

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Distribution network

Run distributors and retailers under one account — each level with its own catalog, prices and balances.

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Wallets & credit

Prepaid wallets, advance credit and receivables tracking — move money down the chain without spreadsheets.

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View all solutions →

How it operates

Supply in. Distribute. Reconcile.

First

Supply in

Providers plug their inventory into the network — airtime, PINs, gift cards and eSIMs on prefund or postpay terms.

Then

Distribute

Distributors and retailers trade on scoped catalogs and rate cards, funded by wallets and advance credit.

Always

Reconcile

Statements, daily summaries and receivables reports close the books — per party, per market, per day.

Platform

Every movement accounted for.

Wallets, advances, settlements and refunds post to an append-only ledger. What your finance team sees is what happened — nothing summarised away.

See the platform →
Statement of accountGenerated 05 Jul · 09:00
DateEntryDebitCreditBalance
01 JulOpening balance7,240.50
01 JulWallet top-up3,000.0010,240.50
01 JulRecharge — MTN 5GB212.0010,028.50
02 JulRecharge — Airtel 50096.259,932.25
02 JulRefund — TXN-8839096.2510,028.50
03 JulRecharge — Zain 1058.109,970.40
Closing balance366.353,096.259,970.40
Get started

Put your distribution on PayConnekt rails.

Tell us what you distribute and where — we will map it to the platform.